The total production of meat stands at 4.52 million MT nationally in 2014 against the demand for 6.73 million MT. The standard meat consumption should be 120 gm/ day ...

Shariah-Compliant Farm - 1

BDT 45000 per Cow

You can buy maximum 10 Cows now

iFarmer is an impact tech start-up which has developed an online platform that enables anyone in Bangladesh to easily sponsor in farming and livestock. We want to portray our self as portfolio managers for our sponsor's agriculture and livestock shares. Agricultural financing is still a ‘rocket science’ in Bangladesh since most farmers do not have the inputs to reach the full harvest potential of their resources as it is very hard for small farmers to access loans from banks and formal institutions. Farm sponsors can easily sponsor small to medium farms, making funds easily accessible to these farmers. This exactly what iFarmer, a Bangladeshi crowdsourcing impact Agri-tech start-up is doing.

iFarmer is in a strategic partnership with CARE Bangladesh to work on SDC – Shomoshti Project for Strengthening Access to Finance for Poor and Disadvantaged in Bull Fattening sub-sector. Additionally, the company has secured funding on the pre-seed stage of Start-up Bangladesh and has been acknowledged on Echoing Green's Social Impact talent report. The company has also won 2019 ESCAP - Digital Solutions for Women Entrepreneurs from the United Nations' FinTech Innovation Fund.

iFarmer launches Shariah Compliant Farm, the model been vetted by Islamic Research Centre Bangladesh. The sponsorship model works as profit shared model of cattle. To maintain the transparency of the farm here is the distribution of the sponsored amount for each cattle

  • iFarmer service charge = (10%) = 4,500 BDT
  • Benevolent fund = 1,000 BDT
  • Cattle Price= 36,500-38,500 BDT
  • Feed Cost= 1000-3000 (Depends on the cattle price)
Return on sponsorship to be distributed within the following criteria:

  • Maturity = 1 year
  • Sponsor gets = 40% of profit + initial capital
  • Farmer gets = 50% of profit
  • iFarmer gets = 10% as service revenue
Our Shariah Farms are based on a portfolio model, where the sponsor gets profit portion based on the return of the overall portfolio of 40 cattle of each farm, not on specific cattle. From our previous experience, our expectation of the return would be between 15-25%.

For this farm, iFarmer has a farmer capacity of 500 skilled farmers who are experienced livestock farmers with adequate training. As per Islamic Shariah, any and all forms of loss will be mitigated with utmost sincerity from the available benevolent fundraised by the company. iFarmer consists of sector experts who continuously monitor operations to minimize the risk of loss within their best capacity.
Investment Policy

Profit Details
Months Net Profit Return on profit
12 BDT 18000.0 40%
Payback 45000.0
Total 63000.0


What is iFarmer?


iFarmer is an impact tech startup that has developed an innovative online platform which enables anyone to sponsor in farming and livestock in Bangladesh.


How do I join iFarmer?


You as an individual or organization can join through an online registration using your Gmail/Facebook account or can register directly at iFarmer office.


What does iFarmer do?


iFarmer is an impact tech startup based in Bangladesh which aims to connect individuals willing to sponsor in agricultural and livestock farming with farmers seeking easy access to capital. Our idea is based on the asset-sharing model, which has been a very common practice in our rural landscape for ages. We want to portray ourselves as portfolio managers for our sponsor's agriculture and livestock shares.


What costs should be paid by the sponsor?


This depends on what you would like to sponsor. We have different portfolios with varying degrees of sponsorship opportunity, return and maturity. To sponsor, you need to register through our website and make payment using your card or other available options of your choice. You can also issue cheque in favor of iFarmer Limited.


Are sponsors given evidence on the livestock sponsored?


Each sponsor has evidence in the form of a Certificate of Ownership in their email, which also explains the ownership of the sponsorship and iFarmer’s responsibility as an asset manager. In addition, an invoice will be issued right away in an individual’s/organization’s email after payment has been made. For every transaction through a cheque, a money receipt is provided to the issuer along with all other documents mentioned above.


How much will I get as my return on sponsorship?


Return on sponsorship is based on a profit-sharing criterion, where farmer receives 50% of the profit, the farm sponsor receives 40% of the profit and iFarmer receives 10% of the profit as service revenue. For example, if a cow with a purchase price of 45,000 BDT is sold for 100,000 BDT, the farmer will get (55,000x50%) = 27,500 BDT, the farm sponsor will get (55,000x40%) = 22,000 BDT and iFarmer will get (55,000x10%) = 5,500 BDT.


When will I get return on my investment?


iFarmer sales the cattle within 8-10 months from the date of purchase. Taking everything into consideration, the return is transferred into sponsor’s bank account in exactly one year from the date of payment.


Who will take care of my sponsored livestock?


We have enlisted 500 experienced and trained livestock farmers for cattle rearing who will look after your sponsored livestock under iFarmer’s supervision.


Can I contact the farmer taking care of my cattle?


A farm manager will be assigned to you and you can reach out to your designated farmer through your farm manager.


How will I receive updates related to my cattle?


You will get access to an online dashboard where you can view your livestock. This gets updated quarterly. You will also have your farm manager’s phone number.


What will happen if my cattle dies or is stolen?


iFarmer consists of sector experts who are dedicated to counter any unavoidable circumstances within their capacity. However, in any given situation where the risk cannot be mitigated, we will try our level best to compensate your loss using the available benevolent fund.


How is iFarmer halal?


The model been vetted by Islamic Research Centre Bangladesh.


How will I be helping the farmer?


You contribute by eliminating the need for loans which comes with interest. This is a burden our farmers have been carrying for ages and with your help through iFarmer, they can move towards a better standard of living.


Can I choose my farmer?


No, you cannot since we as your asset-manager is responsible to ensure the best for your sponsored livestock.


How many cattle can I sponsor at once?


The quantity varies. Please check specific farms or contact with us.


Can I keep the sponsored cattle for myself?


No, you cannot. iFarmer works on ground level with bulk buyers only.


Where will my sponsored cattle be sold?


Cattle are sold either in the local market or to institutional buyers.


Is there any VAT or tax that I need to pay?


Yes, a TDS (Tax directed at source) will be adjusted form only the profit at the given TDS rate on a financial year set by Bangladesh Bank. We will provide you with a chalan copy of TDS for your tax return.


What transaction mode does iFarmer use?


You can pay through our secure online system or issue cheque in favor of i-Farmer Limited.


Can I see my sponsored cattle in person?


Yes, you may. You must inform us in advance to ensure that you get the best welcome possible.

Not convinced yet?

Team iFarmer understands the value of your time, faith and money. Our team continuously appraises your sponsorship for something much greater than monetary return.

Refund your Sponsorship

iFarmer allows you to take back your sponsorship within 1 week with 100% refund.

Risk Management

iFarmer team consists of sector experts with professional experience working in various high valued national and international projects.

Certificate of Ownership

Each spnosor will be provided with a Certificate of Ownership Farm (COF), which also explains the ownership of the tree with complete details.